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Living in Galveston

Experience life where history meets coastal charm

Home - Galveston Real Estate - Living in Galveston

Living in Galveston means waking up to coastal breezes, vibrant history, and a welcoming community that moves at an island pace. With its blend of historic architecture, cultural events, and year-round recreation, Galveston offers an unmatched lifestyle on the Texas Gulf Coast.

Galveston Island Lifestyle

Island Lifestyle

Galveston is known for its laid-back charm, where locals greet you like family and every corner tells a story. From the East End Historic District and bustling Strand District to the scenic neighborhoods of the West End Homes, residents enjoy the perfect mix of small-town friendliness and big-city convenience. The pace here is relaxed, but the island hums with life: festivals, art walks, outdoor concerts, and sunset strolls along Seawall Boulevard keep the community thriving.

Cost of Living

Galveston offers a unique balance of affordability and coastal living. Home prices range from Victorian-era cottages to modern beachfront estates, with options for every lifestyle. The overall cost of living is generally lower than nearby Houston, and residents benefit from no state income tax in Texas.

However, living by the Gulf means understanding coastal insurance and maintenance, factors that local realtors and homeowners navigate daily.

Learn more about Insurance for Coastal Properties

Trusted Local Professionals

When you need a local professional, we recommend the following sources.

Lender

Matt Hawkes - Network Funding (281) 773-2592

Abe Gallagher - Union Home Mortgage (281) 250-9557

Inspector

Bryan & Bryan (281) 484-8318

Cody Anderson 409-996-9979

Travis Tatum - Windforce Engineering & Inspection (979) 224-8406

Pool Builder

Karen Bishop - IP Designs (832) 928-438

Handyman

Tommy Wade - Twade Services (409) 255-9146

Galveston Real Estate & Coastal Living

Community & Culture

Galveston celebrates its rich history through preservation and community spirit. Locals take pride in the island’s architecture, arts, and culinary scene.

The city hosts annual events like Mardi Gras Galveston, Dickens on The Strand, and the Galveston Island Historic Homes Tour, each adding to its reputation as a hub of culture and celebration.

The arts thrive here too! Explore The Grand 1894 Opera House or visit local galleries throughout downtown. Whether you prefer live theater or live music, there’s always something happening by the water.

Healthcare

Access to healthcare is exceptional on the island, anchored by UTMB Health, a major research and teaching hospital with a full range of specialty services. Families also benefit from Shriners Children’s Texas, known for its outstanding pediatric care and medical advancements.

These institutions not only provide world-class healthcare but also contribute to Galveston’s local economy and educational excellence.

UTMB Health

Shriners Children’s Texas

Education

While Galveston ISD serves K–12 families, higher education defines the island’s academic atmosphere. The University of Texas Medical Branch (UTMB) and Texas A&M University at Galveston (TAMUG) bring world-class research, education, and innovation to the community.

Their presence fosters a culture of learning, opportunity, and year-round activity that enriches life on the island.

Galveston ISD

Texas A&M University at Galveston

Utilities & Everyday Living

Getting settled in Galveston is simple. The city provides comprehensive utility and municipal services, including water, waste collection, and recycling. Major providers include CenterPoint Energy for electricity and natural gas and Xfinity for high-speed internet.

Galveston Utility Billing

CenterPoint Energy

Xfinity Galveston

Many residents also use local vendors for home services such as HVAC, roofing, pest control, and landscaping which are essential for maintaining island properties in the coastal climate.

Galveston Realtor

Working with Your Local REALTOR®

Galveston’s mix of historic preservation districts and coastal developments requires a REALTOR® who knows more than just the numbers.

Local expertise matters for navigating insurance for coastal properties, HOA/POA rules, renovation approvals, permits for zoning and coastal building rules, or even short-term rental zoning. Choosing a Galveston Realtor with island-specific knowledge ensures smoother transactions and better outcomes!

Susanna Mayberry, REALTOR® – Contact Me
ABR
Accredited Buyer’s Representative
CNE
Certified Negotiation Expert
GRI
Graduate REALTOR® Institute
SRS
Seller Representative Specialist

Galveston Historic Homes

Galveston’s East End, Silk Stocking, and Strand/Downtown districts showcase the island’s rich Victorian and early 20th-century architecture. Many of these homes feature ornate woodwork, wide porches, and intricate detailing, protected by local preservation ordinances. Buyers should ask about the details concerning setback requirements and historic preservation guidelines, which may affect renovations or exterior changes. These neighborhoods are ideal for those who value architectural history and walkable proximity to cultural attractions.

Frequently Asked Questions (FAQ)

Is Galveston a good place to buy property?

Yes, Galveston offers a diverse range of homes from historic Victorian cottages to modern beachfront condos. Its unique mix of lifestyle, tourism appeal, and investment opportunities makes it attractive for both residents and investors.

Do I need flood or windstorm insurance in Galveston?

Most properties on the island require flood insurance and windstorm coverage through TWIA. Costs vary by elevation, location, and construction type. There are several helpful insurance agencies on the island, and your Realtor can likely recommend the best source for your specific needs. 

What are the best neighborhoods in Galveston?

Popular areas include the East End Historic District, the Silk Stocking District, Downtown/Strand, and the West End beachfront communities. Each has its own character, amenities, and ownership considerations. Check out the Galveston Neighborhoods page for more details!

Can I use my Galveston home as a short-term rental?

Short-term rentals are allowed in certain areas but restricted in others. Buyers should check city STR rules and neighborhood HOA/POA rules before purchasing a home intended for rental use.

How do I search for Galveston homes for sale?

You can search Galveston real estate listings here on the website. Our property data is based on the Houston Association of Realtors (HAR) MLS, which provides up-to-date listings for Galveston properties from all real estate agencies. As your local Galveston Realtor, I can assist you with any listing, just contact me for more information to get started. You can see detailed data right here on the website include price, number of rooms, square footage, maps and more. 

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What Others Are Saying

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Roger Scott

Makerting Agent

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Roger Scott

Makerting Agent

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Email Address

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3616 7 Mile Road
Galveston, TX 77554

Susanna Mayberry

Local Realtor